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2160 North Park Ave. Winter Park, FL 32789

407-622-0018

407-622-0018 2160 North Park Ave.
Winter Park, FL 32789

Professional Bio

Kirk was inspired by his father to become a lifetime learner. Love of family and devotion to continued education form the foundation for Kirk’s daily mission of simply helping people. He learned early on by really listening and asking the right questions, he could help families secure their financial future and feel confident about the decisions they make. Assisting people on their path to a sound financial life while inspiring them to live their dreams is why Kirk will tell you, “I love what I do”.

Taking a holistic approach to financial planning has always been part of Kirk’s philosophy. In fact, it was one of the driving forces behind his decision to create BARR Financial Services. As an independent fee-based financial advisory firm, Kirk is able to offer unbiased financial guidance that always places the best interests of clients first. It’s why when you decide to work with Kirk and his team he will say, “Welcome to the BARR Financial Family”. It’s who he is…“all in”.

In order to continue his career goals, Kirk founded BARR Financial Services, LLC in 1992 as the next step in an already successful career. His desire to continually grow both personally and professionally, in combination with his thirty plus years of experience in the industry, has enabled Kirk to grow BARR Financial Services into one of the most respected financial advisory firms in all of Central Florida. Accolades from publications like Forbes Magazine, Orlando Business Journal and Advisor Magazine provide insight into the dedication Kirk has to uncompromising service to his clients.

Kirk’s continuing education has produced a list of credentials within the financial industry that includes Certified Financial Planner™ (CFP®)Chartered Financial Consultant (ChFC®)Registered Financial Consultant® (RFC®)Chartered Life Underwriter (CLU®)Certified Senior Advisor (CSA)®, Certified Estate Planner™ (CEP®) and Certified Divorce Financial Analyst® (CDFA™) In addition, he is a registered representative of Triad Advisors, LLC.

Specializing in Personal, Business and Estate Planning - Kirk empowers clients through education to make informed decisions and find comfort with those decisions. He is a frequent lecturer within his industry and an instructor for several financial classes throughout Central Florida. He is a licensed financial service professional and has consistently qualified for the Million Dollar Round Table (MDRT), earning Top of the Table status.

A philosophy of giving back has kept Kirk involved in the local community as a member of many organizations. He has served on several boards including a post as Chairperson of the Florida Hospital Foundation Board Altamonte. Kirk is a past president of the Society Financial Services Professionals and has been a member over 25 years.

Check the background of this investment professional on FINRA's BrokerCheck.
 

// Certified Financial Planner CFP®

The CFP® designation is considered the "Gold Standard" for professionals in financial planning. Those obtaining the CFP(TM) designation have demonstrated competency in all areas of finance related to financial planning. Candidates complete studies on over 100 topics, including stocks, bonds, taxes, insurance, retirement planning and estate planning. Candidates must pass a 10-hour CFP® certification exam, which is preceded by strenuous education requirements. Candidates must also complete qualifying work experience and agree to adhere to the CFP® Boards code of ethics and professional responsibility and financial planning standards. The program is administered by the Certified Financial Planner® Board of Standards Inc. which requires all practitioners to maintain 30 hours of continuous education every two years and uphold a clean regulatory record. http://www.cfp.net/

 

// Chartered Financial Consultant (ChFC)

Individuals with the ChFC designation have demonstrated their vast and thorough knowledge of financial planning. The ChFC program is administered by The American College. In addition to successful completion of an exam on areas of financial planning, including income tax, insurance, investment and estate planning, candidates are required to have a minimum of three years experience in a financial industry position. Like those with the CFP(TM) designation, professionals who hold the ChFC charter help individuals analyze their financial situations and goals. http://www.chfchigheststandard.com

 

// Registered Financial Consultant (RFC)

The International Association of Registered Financial Consultants (IARFC) grants the Registered Financial Consultant (RFC) designation to a limited number of individuals each year. To qualify for the designation applicants must have a minimum of five years in the industry, posses a degree and one other designation (such as CFP(TM)), as well as a clean regulatory record. Ongoing continuing education of at least 30 hours every two years is required. http://www.iarfc.org

 

// Chartered Life Underwriter (CLU®)

The Chartered Life Underwriter is widely recognized as the highest level of studies in the life insurance profession. Since 1927, more than 94,000 individuals have earned this distinction, enabling them to present a wider range of solutions for the life insurance needs of individuals, business owners and professionals, including income replacement, estate planning, and wealth transfer. In addition to increasing their clients' financial well being, CLUs average 34 percent higher income than their peers without a designation. http://www.cluhigheststandard.com/

 

// Certified Senior Advisor (CSA)

The Society of Certified Senior Advisors (SCSA) grants the Certified Senior Advisor (CSA) designation. The SCSA is an educational organization that provides an in-depth certification program on senior issues to professionals who work with seniors. A Certified Senior Advisor is an exclusive professional who has completed an extensive study program focusing on issues seniors face, and passed the corresponding SCSA examination. SCSA members are educated by experts to become highly valued community resources that are qualified to analyze seniors' worries, unravel their problems, suggest real-life alternatives, find new and more effective alternatives to the many challenges faced by seniors, help seniors with their financial, health and social needs and take action. http://www.csa.us/

 

// Certified Estate Planner (CEP)

The National Institute of Certified Estate Planners (NICEP) is the supporting organization for the purpose of educating financial and legal professionals in matters of Estate Planning. The NICEP provides comprehensive educational courses and multiple examinations to certify those professionals that successfully complete the course with the designation of Certified Estate Planner(TM) or CEP(TM). Certified Estate Planners understand the needs of estate planning, and can work in collaboration with other professionals to bring clients a plan to preserve, protect and pass on wealth in the most efficient way available under the law. CEP's must pass two separate exams in order to attain certification and become eligible to use the designation. In addition Certified Estate Planners must maintain ongoing continuing education course work and uphold the NICEP tenants of professional, moral and ethical standards.Certified Estate Planner (CEP)
http://www.nicep.com/

 

// Certified Divorce Financial Analyst (CDFA)

The Institute for Divorce Financial Analysts™ (IDFA™) is the premier national organization dedicated to the certification, education and promotion of the use of financial professionals in the divorce arena. Founded in 1993, IDFA™ provides specialized training to accounting, financial, and legal professionals in the field of pre-divorce financial planning. The Institute provides comprehensive training using a variety of knowledge and skill-building techniques. CDFA™ candidates learn how to help their clients with financial issues that will affect the rest of their lives.

http://www.institutedfa.com

 

// Security Exchange Commission (SEC)

The laws and rules that govern the securities industry in the United States derive from a simple and straightforward concept: all investors, whether large institutions or private individuals, should have access to certain basic facts about an investment prior to buying it, and so long as they hold it. To achieve this, the SEC requires public companies to disclose meaningful financial and other information to the public. This provides a common pool of knowledge for all investors to use to judge for themselves whether to buy, sell, or hold a particular security. Only through the steady flow of timely, comprehensive, and accurate information can people make sound investment decisions.
http://www.sec.gov/

 

Kirk's Education

  • Florida State University
    • Bachelor of Science, Finance Degree - 1983
  • General Agents and Managers Association - (GAMA)
    • Certification in Agency Development and  Management - 1991
  • The American College
    • Chartered Life Underwriter (CLU®) - 1993
    • Chartered Financial Consultant (ChFC®) -1996
  • International Association of Registered Financial Consultants
    • Registered Financial Consultant® (RFC®) - 1997
  • Certified Financial Planner - Board of Standards
    • Certified Financial Planner™ (CFP®) - 2001
  • Society of Certified Senior Advisor
    • Certified Senior Advisor (CSA)® - 2002
  • National Institute of Certified Estate Planners
    • Certified Estate Planner™ (CEP®) - 2005
  • Institute for Divorce Financial Analysts
    • Certified Divorce Financial Analyst® (CDFA™) - 2008
  • International Academy of Collaborative Professionals
    • Certified Interdisciplinary Collaborative Law Training - 2008

Qualifications & Licenses

  • Series 7 - General Securities
  • Series 63 - Blue Sky
  • Series 65 - Uniform Investment Advisor Laws
  • Life Insurance License
  • Health Insurance License
  • Variable Annuity License

Organizations

Personal Bio

A deep sense of family and personal responsibility was instilled in Kirk from a young age by his mother and father. His parents’ influence helped fuel both his love of people and his tenacity. Kirk is known for his ability to put 100% effort into whatever he decides to take on. Graduating high in his class at Florida State, a top professor found Kirk’s finance acumen and work ethic so impressive, he asked Kirk to join him in a business they created together. His parent’s influence and the determination he developed then still drives him every day. Once Kirk makes up his mind to take something on, whether it’s work or play, you can be assured he’s committed. Kirk will tell you his family is his biggest accomplishment. He has been married to his wife Darcy over 30 years and she is the love of his life. They have two children, Rachel and Daniel with whom they are very proud. Kirk enjoys the beach, kayaking, fishing, photography, pool and disc golf. Of course, he is “all in” when it comes to those endeavors.